Kalau dah masa student asyik buat kerja last minute,masa kerja nanti mesti tak bley buang tabiat tu jugak

2 hours before my session :

nak cakap ape depan nanti ni?

Now, your savings are really assets. That's the good news. But again if you read financial statements, you will see the total pictures. While it is true that your savings are assets, when you look across town at the bank's balance sheet, your savings show up as a liability.How? Your savings and checkbook balance are a liability to banks. They have to pay your interest for your money, and it costs them...

Owh sekarang sudah paham.Savings is not assets.